Hello there Sea Changers. Welcome back to my series of program lists to assist those of you looking to fund your sea change with affiliate marketing. Today we are going to continue our journey through the finance niche with my 10 best insurance affiliate programs to adjust this year.

Insurance affiliate programs - Header

With a greater number of financial institutions jumping onto the online sales bandwagon in recent times, there have been an increasingly large number opportunities here. So with a little work, this could be one that can be turned into quite a nice little sea change funding online business.

  1. Liberty Mutual
  2. Allstate
  3. eHealth
  4. esure
  5. Electric Insurance Company
  1. Hiscox
  2. Coverwallet
  3. RoamRight
  4. Lemonade
  5. Pet Insurer
You Are Reading This Because of Wealthy Affiliate

That's right! Wealthy Affiliate provided me with all of the tools and training I needed to get this post in front of my audience - a.k.a YOU!

You too can start your very own online business here that can make you money from anywhere in the world!!  

Before we begin however, I am conscious that there are a number of different areas or sub niches within this subject hence the quantity of affiliate programs to choose from may be just as large. So how have I picked my best 10? Well… I really just wanted to give you a good cross section of what is out there so I did some searching around and checked a few out and chose them by looking at:

  • What they offer
  • Commission rates
  • Payment terms
  • Cookie duration
  • Application processes
  • Affiliate/Marketing materials provided

Legalities and Financial Implications

Before we begin however, there are a couple of things I just wanted to to cover. Firstly it should be highlighted that legalities around the sale of insurance policies vary substantially from country to country or state to state. Secondly, by nature, the acquisition of an insurance policy can place users into a contracted arrangement in which policy payments must be made in accordance with contract outlines and inclusions.

So if you are looking at this from an affiliate marketing point of view, great care must be given as to whether you could be construed as giving actual financial or insurance advice or not as many countries also regulate those who are legally able to do so. With all that in mind then, the list of affiliate programs below is provided on a factual basis only and due diligence should be undertaken in regards to their jurisdictional legalities prior to applying. They are also not provided with any advice in regards to the acquisition or use of these insurance policies.

Best Insurance Affiliate programs

So, now that that is all out the way, let's have a look at 10 insurance company affiliate programs that I have found below:

1. Liberty Mutual

Best Insurance Affiliate Programs - Liberty mutual

Let's start with one of the biggest insurers in the United States in Liberty Mutual. Founded in 1912, the organisation has grown to become the 6th largest insurer in the world with a massive portfolio range including:

Auto & Vehicle

  • Car
  • Motorcycle
  • Boat & Watercraft
  • Antique & Classic Car
  • ATV & Off-Road Vehicle
  • Recreational Vehicle (RV)

Property

  • Home
  • Renters
  • Condo
  • Landlord
  • Mobile Home Insurance
  • Flood

Other

  • Umbrella
  • Life
  • Accident
  • Critical Illness
  • Identity Theft
  • Pet
  • Tuition
  • Small Business

And as is becoming more and more common these days, they offer discounts for online management as well as services such as roadside assistance and small business advice options.

Insurance affiliate programs - Liberty mutual stripe

This is a great site for affiliates as it allows you to cover all aspects of insurance in the one spot. It would also make a great addition to any niche dealing with the above areas as well.

Insurance affiliate programs - Liberty mutual affiliate

Commission Rate:

  • Auto Insurance: $10 per lead
  • Home Insurance: $10 per lead
  • Renter Insurance: $3 per lead
  • Multi Policy: $17 per lead

Payment Terms: Monthly

Cookie Duration: Not Stated

Application required?: Yes, Liberty Mutual's affiliate program is managed by CJ Affiliates. You will be required to apply for an account then for the Liberty Mutual affiliate program. You will need to enter personal and website information to apply.

Marketing material provided: Banners, text links, bonus commission promotions


2. Allstate

Insurance affiliate programs - Allstate

Allstate is another large and well-known insurance company that is “committed to make a difference”. Their range of policy option is almost too large to list here however their main options include:

Insurance affiliate programs - Allstate stripe

This site would definitely make a great baseline for any insurance based affiliate business or again, as an add on to any site centred on the insurance options above (motorbike, car, business etc.). They also offer some great range of tools and resources to assist your readers and/or provide good post options for your site as well as extra services such as accident forgiveness, new car replacement and Deductible Rewards.

Insurance affiliate programs - Allstate affiliate

Commission Rate:

  • Auto Insurance – $10
  • Renter's Insurance – $5
  • Home Insurance – $20

Payment Terms: Monthly

Cookie Duration: Not Stated

Application required?: Yes, the Allstate affiliate program is managed by Impact. You will be required to apply for an account then for the Allstate affiliate program. You will need to enter personal and website information to apply.

Marketing material provided: Text links, banners


3. eHealth

Insurance affiliate programs - eHealth

As the name suggests, eHealth is a health based insurance company that makes “health insurance affordable & easy”. With mission to “connect everyone with quality, affordable health insurance and Medicare plans”, they offer access to:

  • Health Insurance
  • Medicare
  • Small Business Health Insurance
  • Maternity Coverage
  • PPO Plans
  • HMO Plans
  • eHealth Medicare
Insurance affiliate programs - eHealth stripe

This site would work best for those working within the health niche or as an add on to any company, small business or family based site as well. They also offer a fantastic range of services such as information in regards to:

  • Obamacare Made Simple
  • Affordable Care Act
  • Medical Plans by State
  • Health Insurance Companies
  • Find a Doctor
  • Medicaid
  • Customer Service
  • Prescription Drug Savings
Insurance affiliate programs - eHealth affiliate

Commission Rate:

  • Individual or Family Health Insurance – $50
  • Short Term Health Insurance – $10
  • Student Health Insurance – $20
  • Dental Health Insurance – $10
  • Small Business Group Health Insurance – $75

Payment Terms: Monthly

Cookie Duration: Not Stated

Application required?: Yes, the eHealth affiliate program is managed by CJ Affiliates. You will be required to apply for an account then for the eHealth affiliate program. You will need to enter personal and website information to apply.

Marketing material provided: Text links, banners


4. esure

Insurance affiliate programs - esure

esure is a U.K. based company that have converted their original “direct-selling insurance over the telephone” model into an online based operation offering a streamlined process for the purchase of car and home insurance by their customers. This includes discounted policies in the areas of:

  • Auto
  • Home
  • Travel

There are also specialised options for multi-car and electric car policies as well.

Insurance affiliate programs - esure stripe

This would make a great addition to any insurance affiliate site or as usual, a decent side link to anybody looking to add to their automobile or home security niches as well.

Insurance affiliate programs - esure affiliate

Commission Rate:

  • £25 per auto insurance policy
  • £15 per Buildings and Contents joint schedule
  • £8 per single home policy

Payment Terms: 90 Days

Cookie Duration: 30 Days

Application required?: Yes, esure's affiliate program is managed by AWIN. You will be required to apply for an account then for the esure affiliate program. You will need to enter personal and website information to apply.

Marketing material provided: Banners, text links

Note: Car and Home Insurance affiliate programs run separately.


5. Electric Insurance Company

Insurance affiliate programs - Electric Insurance

As with the sites above, Electric Insurance Company is a “licensed property/casualty insurer” offering a good range of home and auto related products including:

  • Auto
  • Home
  • Umbrella
  • Flood
  • Recreational Vehicles/Watercraft

This site also offers a number of great services including:

  • Great Driver™ App
  • Risk Coach™ Tool
  • MyAccount Policy Management Center
Insurance affiliate programs - Electric Insurance Stripe

As with most of the insurance sites listed here, this is probably enough to build an affiliate marketing business around however it would be a great companion/add on to just about any finance, investment, auto or homemaker related site possible or within the outdoors niches as well.

Insurance affiliate programs - Electric Insurance Affiliate

Commission Rate: Not Stated

Payment Terms: Monthly

Cookie Duration: Not Stated

Application required?: Yes, you will need to enter personal and website information to apply.

Marketing material provided: Text links and banners

You Are Reading This Because of Wealthy Affiliate

That's right! Wealthy Affiliate provided me with all of the tools and training I needed to get this post in front of my audience - a.k.a YOU!

You too can start your very own online business here that can make you money from anywhere in the world!!  

6. Hiscox

Insurance affiliate programs - Hiscox

Now we start to look at more specialty insurance based sites starting with Hiscox. With a mission to “make sure small professional businesses have the right insurance…”, Hiscox specialises in assisting small businesses in over 180 professions with their insurance needs including:

  • General Liability
  • Errors and Omissions
  • Professional Liability
  • Business Owners Policy
  • Short-Term Liability
  • Cyber Security Insurance
  • Workers Compensation
  • Umbrella
  • Directors and Officers
  • Business Auto
Insurance affiliate programs - Hiscox stripe

Obviously this site would work best as a base or add on to any general insurance related affiliate business or incorporated within any mainstream finance, business or corporate management site as well especially where the focus is on the security. And to assist with reader information there is also a fantastic range of calculators and a business blog too.

Insurance affiliate programs - Hiscox affiliate

Commission Rate: $25 for each completed quote

Payment Terms: Monthly.

Cookie Duration: Not Stated

Application required?: Yes, Hiscox's affiliate program is managed by CJ Affiliates. You will be required to apply for an account then for the Hiscox affiliate program. You will need to enter personal and website information to apply.

Marketing material provided: Text links and banners


7. Coverwallet

Insurance affiliate programs - Coverwallet

Coverwallet is another insurance broker aimed at assisting small business to “understand, buy and manage insurance”. It is an online only operation that tailors insurance to the specific industry of the client in just about any industry you can imagine (areas such as startups, restaurants, beauty salons and so on) . Their insurance cover options include:

  • General Liability
  • Worker's Compensation
  • Business Owners Policy (BOP)
  • Commercial Property
  • Professional Liability
  • Commercial Auto
  • Umbrella Insurance
  • Errors & Omissions (E&O)
  • Directors & Officers (D&O)
  • Employment Practices Liability Insurance (EPLI)
  • Fiduciary Liability
Insurance affiliate programs - Coverwallet stripe

This would make a great addition to any insurance or business services affiliate site or as an add on for those working in the small business coaching, assistance or management niches. There is also a fantastic resources section including:

  • Insurance guides
  • Business insurance help
  • Business tips
  • Business news
Insurance affiliate programs - Coverwallet affiliate

Commission Rate: Not Stated

Payment Terms: Monthly

Cookie Duration: 30 Days

Application required?: Yes, you will need to enter personal and website information to apply.

Marketing material provided: Banners, text links


8. RoamRight

Insurance affiliate programs - Roamright

Out next site, RoamRight takes us into the world of travel insurance with a policy that covers the following:

  • Trip Cancellation
  • Trip Interruption
  • Accident and Sickness
  • Emergency Medical Evacuation
  • Baggage Coverage
  • Rental Car Excesses etc.

Policy holders can choose their required level of coverage based on the country being visited and the activities they plan to undertake. There is also an app that allows them to manage and claim whilst on the road.

Insurance affiliate programs - Roamright stripe

There is probably not enough here to base an entire affiliate marketing business around however their offerings would certainly be a great addition to any insurance, general finance or travel related niche. And as with most travel related insurance sites, RoamRight offers a range of tools and information benefits such as travel advice, destination information and a decent blog as well.

Insurance affiliate programs - Roamright affiliate

Commission Rate: 15%

Payment Terms: Monthly

Cookie Duration: 365 Days

Application required?: Yes, RoamRight's affiliate program is managed by Share-A-Sale. You will be required to apply for an account then for the RoamRight affiliate program. You will need to enter personal and website information to apply.

Marketing material provided: Text links, banners


9. Lemonade

Insurance affiliate programs - Lemonade

Lemonade is one of a new breed of insurance companies that is attempting to disrupt the industry via offering such incentives as givebacks of unclaimed policy fees and fast claim returns. Boasting a “fast, affordable and hassle free” insurance experience, Lemonade offers policies in the following areas:

  • Homeowners Insurance
  • Renters Insurance
  • Pet Health Insurance
Insurance affiliate programs - Lemonade stripe

This would make a great addition to any insurance or financial services affiliate site or as a baseline for those looking to work within the world of home, pets and/or security. There is also a fantastic blog section outlining everything you could need to assist in your affiliate posts.

Insurance affiliate programs - Lemonade affiliate

Commission Rate: Not Stated

Payment Terms: Monthly

Cookie Duration: Not Stated

Application required?: Yes. You will need to enter personal and website information to apply.

Marketing material provided: Banners, text links


10. Pet Insurer

Insurance affiliate programs - Pet Insurer

For those working within the pet niches, Pet Insurer is a specialist pet insurance comparison service that provides access to a number of companies and policies based on the individual needs of the pet and/or its owner. Policies are then chosen to cover everything from protection against future accidents and illnesses in terms of vet care and surgeries etc. to post-operative care as well.

Insurance affiliate programs - Pet Insurer stripe

This would make a great addition to any insurance based niche or of course as an add on to anything to do with pets.

Insurance affiliate programs - Pet Insurer affiliate

Commission Rate: Up to $100 per pet

Payment Terms: Monthly

Cookie Duration: 90 Days

Application required?: Yes, you will need to enter personal and website information to apply.

Marketing material provided: Banner ads, text links and specific marketing content

How to find your own affiliate programs

As stated earlier, by outlining the sites above I have really just tried to give you a good cross section of the types of programs that are out there by listing the really good ones in each ‘category'. That does not mean that you cannot find affiliate programs that better suit what it is that you are trying to do within this space especially as I could never even begin to cover every insurance related requirement or sub niche in the one post. Luckily for us, there is a simple way to find these programs online.

All you need to do is enter “affiliate: niche type” into your search engine (substituting ‘niche type‘ for whatever product it is that you are choosing to sell).

Insurance affiliate programs - Affiliate

There are insurance affiliate programs for everything else that we have listed at the top of this page as well – you will just need to have a look around until you find one or two that suit your site. Once you have completed your searches, you can look through and find programs that:

  • Relate to your niche/problems that you are solving.
  • Have quality products – your brand can be severely damaged if you promote poor quality or untrustworthy products.
  • Have solid payment and customer service arrangement.
  • Pay decent commissions.
  • Have good testimonials covering commission payouts and quality of product.

In most cases, you will need to apply for the program before you are allowed to promote their products – don’t take this step lightly or you will be rejected. Affiliate programs will generally want to know:

  • Your website name.
  • Traffic levels.
  • Why you want to join – (so I can make money by selling your liability insurance is unfortunately not generally a good enough answer).
  • How you plan to promote their products.

Conclusion

So… There are 10 of the best insurance affiliate programs to adjust this year. I hope it has been helpful for you as you commence your own insurance based affiliate marketing business and as usual, please do not hesitate to comment below if you have any questions, need some advice or have any experiences to share. Oh, and especially comment if you have any experience with these, or any other programs as well.

Until next time

Have fun

Paul

Note: If you make a purchase from this page, there is a very good chance that I make a commission from it – these commissions do not increase your sale price. This may include sales made via Wealthy Affiliate or Share-A-Sale.

Do you want further assistance with any of the above or need help to build your own insurance or finance based website?

Are you looking for a comprehensive training platform that can give you step by step training, 24/7 support, tools to develop and host your very own website, ongoing assistance with SEO and social media and access to some of the best affiliate marketing minds on the planet, then click on the following link to read more about Wealthy Affiliate.

Introducing Wealthy Affiliate, My #1 Recommendation for Setting Up Your Own Online Business

wealthy affiliate new home page

When I started, I knew I wanted to work online, but had absolutely no idea where to begin! You see I had watched friends of mine run a sales party to sell essential oils and someone asked if they could just sell them online?

Then, as I sat on the bus heading into my office job, I started to wonder if I could do just that, sell essential oils online.

Anything to stop having to catch this bus to and from work every day right!

The trouble was, as I mentioned above, I had no idea how to even start.

So of course I started to look around online and found all these courses! They all promised me riches then took my money but left me with no riches!

Then I stumbled across the program that didn’t promise me riches, but told me it could help me get started even with no experience!

So I did that, joined Wealthy Affiliate that was it, and the rest as they say, is history!

But it doesn’t come without work!

That is the key here! I began on their starter membership and did the training! I then joined as a member and did some more training!

Each night after work, I would do a little more, then a little more.

And to cut a long story short, after 10 months I realized I didn’t really like writing about essential oils, so I sold the site for about $2000. But I had learned so much that I started another – about fishing and camping!

Then, after 18 months (by which time it had earned me close to $10k), I was offered $17k for the site, so I sold it too.

Now, through my travel blog, I’ve been able to fund my passion for travel and explore different places around the world.

In the past few months, I’ve been fortunate enough to travel to some amazing destinations, including Bali, Los Angeles, Dallas, Vancouver and Las Vegas.

The success of my travel blog has allowed me to fully fund my travels and explore new destinations with my family.

Steps to Creating a Successful Travel Blog - Me at Whistler

Try the Wealthy Affiliate as a Starter Member and Build your First Hub!

As you start your journey, Wealthy Affiliate is there for you with the most comprehensive training package I have ever seen – And as I have mentioned, I have used a few in my professional career trust me.

To get you started, Wealthy Affiliate has recently introduced the Hub.

The Hub

The hub is an AI based niche and website creation tool that will get you up and running with the foundation of your OWN business in just a few minutes. This includes:

  • Your website – hosted and inclusive of a WordPress editor
  • Your brand
  • Your ‘done-for-you’ research
  • Your blueprint
  • A task list that is going to help you drive the creation and growth of your business moving forward.
Wealthy Affiliate Review 24 - Hub screen

The hub makes the website creation process simple which allows you to get started on the training with a solid base and understanding of the processes.

All you need to do is choose your subject – which is known as your ‘niche’ – and follow the steps on the screen.

Oh, and as you run through the training below you may realize that what you created above is not exactly what you want. That’s ok, you can just create a new hub!

Wealthy Affiliate Training

Then as you continue your journey, the Wealthy Affiliate Hub is there for you with the most comprehensive training package I have ever seen – And I have used a few in my professional career trust me.

Above we discussed the use of the Hub to set up a website. Once you have done this, you will be able to access the “Step-by-Step Core Training”.

This is available to all members including starter members and will give you everything you need to know to continue to create your online business.

Wealthy Affiliate Review 24 - step by step core training

Member Training

There are also Live weekly classes taught by REAL industry experts on a range of topics like artificial intelligence (AI), SEO, YouTube, WordPress, PPC marketing and more.

wealthy affiliate master training

Great, What Else Does Wealthy Affiliate Have To Help You?

So, let’s keep this short, Wealthy Affiliate is a one-stop-shop platform that provides:

  • The Hub – this is the starting point and uses AI processes to assist you in determining your niche and creating your brand.
  • Complete training programs to assist with the development of your own affiliate marketing website in your own niche.
  • Website creation and publishing tools including access to WordPress editors and themes.
  • AI Content article design and content creation
  • Domain name purchasing (you get a free domain when you upgrade to the Premium membership).
  • Website hosting, security and backup.
  • Online help and chat forums.
  • Weekly live training events.
  • 24/7 support.
  • Keyword access tools.
  • SEO assistance.

The platform has been active for over 15 years with the original developers and owners, Kyle and Carson, still extremely active in its day to day operations – especially as they rollout their AI capabilities.

wa first two steps

You Can Try it Yourself For Free

Now of course I can tell you all about how Wealthy Affiliate works (because it does) until I am blue in the face. But every other program out there – including the shams and scams – will tell you the same thing!

So how about you just try it for free yourself. The Wealthy Affiliate Starter membership is free to join and gives you access to everything you need to get started – all without the need to spend a cent!

With the starter membership, you get:

  • 1 Limited Business Hub
  • 1,500 AI Word Credits
  • Try the AI Author Platform (BETA)
  • 1 Practice Website
  • Jaaxy Starter
  • Limited Help & Support
  • Core Niche Training (8 Classes)

And of course I will be there to help you every step of the way as well!

Look, in the interest of transparency, whilst Wealthy Affiliate does offer a free starter membership, this is designed to give you a look around, have a practice and see if it is worthwhile for you – which is a really great option.

However, as with all new businesses, you will need to make some investment so if you are serious about making money online , you will need to upgrade to a premium membership as this will give you access to all the tools you need in the one spot to succeed!

Afterall, every business needs tools to grow!

So How Much Does This Really Cost?

Wealthy Affiliate does not use upsells once you join – but as I mentioned in the video, to succeed here you will need to invest in a membership. There are a couple of options that provide access to all the tools, training and assistance that you could need – and a free domain as well.

Wealthy Affiliate offers a trio of membership tiers, as detailed on their pricing page.

You can opt for the Starter membership at no cost, the Premium membership for $49 per month or the Premium Plus+ membership for $99 per month. That’s the full extent of it – and you can absolutely build your website without having to spend another cent.

You won’t encounter any unexpected additional charges or covert fees and as a Premium member, you’re equipped with all the essentials to initiate, develop and expand a thriving online enterprise.

Those who opt for the Premium membership are provided with

  • Hosting for their websites
  • A complimentary domain name
  • Access to hundreds of hours of current expert tutorials
  • Various marketing and research tools
  • Personal guidance from seasoned professionals in the field
  • And much much more

And for those of you who want to make a serious investment into your future, there are some yearly options as well below to give you peace of mind that you have a whole year ahead of you to get stuff done!

And Don’t Forget the Personal Coaching

Once you join, not only do you get plenty of assistance from me, but you also have access to expert coaching, support and mentorship from real industry experts.

I mean, you can have access to all of the top-tier affiliate marketing training in the world, but inevitably, questions arise, particularly during the initial stages.

With an exceptionally dynamic and engaged community that boasts over 2.7 million members, Wealthy Affiliate offers an environment where you, as a member, can fully immerse and leverage this network.

You’re never alone; you have the collective wisdom of an entire community at your fingertips, ready to assist at any moment.

Plus, there’s always-on, rapid-response website support to handle any technical queries you may encounter.

WA graphic

Wealthy Affiliate Works: Real Results From Real People

As I have mentioned a number of times, Wealthy Affiliate has helped me make real money online though its training and tools.

I have made money each month as well as a sale for $17,000.

But again, those promoting other programs will tell you the same thing!

So let’s get away from me and see what others are saying:

To start with, Wealthy Affiliate has a 4.9 out of 5 Star TrustPilot rating, which is a remarkable accomplishment in any industry, let alone the online business industry.

WA trust pilot image

And here are some of those reviews:

wealthy affiliate trust pilot

And this is what people are saying within Wealthy Affiliate as well:

home page - success at WA

So, Let’s Make a Decision!

Let’s be frank, you have read this far so why not go all in, click on the button below to get started on the way to your very online business.

And once you are in and have had a play around with the hub, look for the little envelope on the top right and there will be a message from me. It is of course automated so respond to let me know you are there and we can start this journey together.

(oh, and the profile is mine so you can find me that way as well)

wealthy affiliate envelope

See you there

Paul

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