Hey there sea changers, and welcome back to my series of MLM reviews for those of you looking to supplement your sea change income by building yourself an online Multi Level Marketing (MLM) business. Today we take another look into what is a booming industry at the moment with my Changing The Future Outcome CBD Oil MLM Review. Why is it booming? Because as CBD Oils and their related products gain interest via more research and become legalised in more and more countries around the globe, the market for them is increasing. So, Is Changing The Future Outcome MLM Worth Joining – let’s have a look and see…

is changing the future outcome - header

What is MLM?

Multi-level marketing (MLM) programs are the mainstay of the ‘party plan’ world of products such as Tupperware, Mary Kay and Amway etc. and, recently, becoming more and more prevalent within the CBD oils market. One of the reasons for this is that much of the sales and marketing for MLMs is now being managed online – alleviating the need to run parties – and, more importantly, not hassle everybody you know to join (you can of course, but you don’t have to).

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The ‘multi level’ aspects of MLM come from its hierarchical nature in which you make commissions based not only on those that you sell to, but also the sales of those whom you ‘sign’ into membership arrangements as well.

In short, the process works as follows:

  1. You join the program, either via referral from another person (known as your up line) or directly through their website.
  2. You promote the products of the company via parties, workshops or online.
  3. As you make sales, you offer incentives to your customers to sign up as a member of the program (there are different names for this but they all mean the same thing).
  4. That new member is then placed ‘underneath’ you in a hierarchical arrangement (known as your down line – you are commonly known as their sponsor).
  5. You, and a number of levels of your up line, then gain extra commissions for everything they sell as well.
  6. If they manage to refer their customers into memberships, they also become a member of your down line allowing you to make up line commissions as well.

The number of levels of your up and down lines will vary depending on the program you have joined. Commission rates will also change as your down line grows or contracts and many will also offer other incentives such as total company sales percentages and/or access to membership prizes as your own business grows.

Changing The Future Outcome MLM: Who Are They?

Changing The Future Outcome MLM - Home

Changing the Future Outcome (CTFO) is a CBD oil company based in New Orleans in the United States. Founded by Stuart Finger, Steve Finger and Michael Hahn in 2015, they promote themselves as being “founded by network marketers, for network marketers”. It is obvious from their blurb that CTFO was founded as a network marketing company (or MLM) first, and a CBD oils producer second and that they offer a compensation plans that stack the odds in favour of their associates.

In terms of their products however, all are manufactured in Good Manufacturing Processes (GMP) certified facilities under FDA regulations. They also supply a complete Certificate of Analysis catalogue on their website.

is changing the future outcome - Stripe

What do they sell?

CTFO offers a full range of CBD Oil based products including:

  • 10xPURE – CBD Oil products
  • CBD Drops
  • CBD Edibles
  • CBD Luxury Products
  • CBD Relief Creams
  • CBD Pet Products
  • CBD Skin Products
  • CBD Hair Growth Products
  • CBD Sun Care

These products can be purchased individually or as part of ‘business builder packs' ranging from $299.97 (Sliver Packs) up to $1199.97 (Platinum).

is changing the future outcome - packs

As an added cross sell opportunity, CTFO also provide a small range of Non-CBD meal replacement and dietary supplements as well as Non CBD oil skin products.

CTFO MLM Program outline

The CTFO MLM program calls its members Associates and at first glance, it is a fairly stock standard program. And to start on a positive note, information in regards to this program is fairly comprehensive and easy to find on their site. Here are the basics:

Wholesale Discount: 25% and up depending on product

Base Commission rate: 20% of the commissionable volume (CV)

Down line commission rates: up to 10% to 7 levels and a further 1% per level to 21 levels for higher ranks (1st generation (down line level 1) rates 20%).

Minimum monthly spend to qualify for commissions

To qualify for commissions, you must become a qualified associate by either:

  1. Making a purchase of a product or package with a sales price of at least $47.47 within your first 31 Days as an associate, or
  2. Personally signing at least 10 other people to the program (as customers or associates)

Payment terms: Weekly and monthly.

Application required?: Yes, personal and payment information required.

Purchase requirements to join: No

Commission earning qualifications are listed above however this is not mandatory as an associate if you can refer 10 customers to the site. As far as I can see, there are no minimum monthly purchase requirements to obtain commissions once you are qualified.

Marketing materials provided: Personalised marketing website, contact manager, a tracking back office and free personalised training calls.

As with most MLM programs, commissions are paid on the number of Commissional Volume (CV) points assigned to the total sales of you and your downline. The CV is roughly 50% of the wholesale price assigned to each product. CV points vary per product but are generally allocated and 1 point per $2 spent. So, commissions here are paid on roughly 50% of the sales price. But feel free to correct me in the comments below if I have this wrong.

Downline commissions and rankings are determined by the total Personal Team Volume (PTV) that you and those of your down line generate in a calendar month. As far as I can see, there are no minimum monthly purchases required to qualify for these commissions. Most MLM programs manage it this way so as to be able to assign higher BV points to items they are trying to move, and to ensure that they are not overpaying for items that may cost them more to manufacture. Also, to ensure that you are getting sales based results rather than simply signing people up whom don’t purchase.

You Are Reading This Because of Wealthy Affiliate

That's right! Wealthy Affiliate provided me with all of the tools and training I needed to get this post in front of my audience - a.k.a YOU!

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How can I get paid?

This program promotes 5 ways in which you can make money when you promote and sell their products – plus a ranking bonus. These are quite standard for a MLM program with commission rates designed to reward those that rise through the ranking system – i.e. commission earning opportunities rise as your rank increases. Below are the ways that you can earn within the CTFO program:

Unilevel Pay

Unilevel pay is the stock standard commission structure shared by most MLM programs. With CTFO, you earn commissions to 5 levels as you, and your downline introduce new qualified associates to your network. Commissions are paid as below:

is changing the future outcome - Unilevel

Regeneration Matrix Pay

The Regeneration Matrix Pay is promoted by CTFO as the payment plan that stands them out from the rest via the creation of Profit Sharing Positions (PSPs). PSPs are assigned to you for every person you enrol (after the first 3) regardless of where they fit in your downline and pay a percentage of their CV down to 21 levels. Commission rates are as follows:

is changing the future outcome - RMP

Infinity Bonus Pay

The Infinity Bonus Pay is CTFO's plan to allow its higher ranks to “retire wealthy”. In essence however, it is similar to most other MLM programs where higher ranks are paid extra commissions if they are able increase the total sales within their downline teams. CTFO call it their 3 – 5 year plan which I actually like as it makes it clear that this is the time frame it should take you to get to this point. In this case, those commissions are as follows:

is changing the future outcome - IBR

Business Builder Pack Fast Start Pay

If you can convince your downline members to purchase Business Builder Packs (especially at sign up) then you qualify for the Business Builder Pack Fast Start Pay. These the paid on the packs that YOU sell and the more you sell, the more you earn:

is changing the future outcome - BBP

Commissions earned are dependent upon the type of pack purchased and their category – i.e. Silver, Gold and Platinum.

Business Builder Pack Team Pay

The Business Builder Pack Team Pay option works similar to the Business Builder Pack Fast Start Pay option above in that you are paid bonuses on each pack your downline manages to sell as well. Payments are again determined on the category of pack bought and are as follows:

is changing the future outcome - BBP team

Ranking structure

As you have probably noticed, the commissions and bonuses paid out above are reliant upon the ‘rank’ that you are assigned within the CTFO MLM program. This ranking structure is quite straight forward with commission qualifications rising based on your total monthly PTV, the number of underlings you have within your down line and of course, how much they sell/purchase in a calendar month (measured in CV). The compensation plan lists rank qualifications as follows:

is changing the future outcome - rank

What else do you get?

On top of the potential earning methods outlined above, CTFO also offers the following bonus option for those who make consistent purchases or achieve higher rankings within the program:

One Time Rank Advancement Bonus

The One Time Rank Advancement Bonus is one that is also common with many MLM structures in that you are paid a once off bonus for each new rank that you are able to attain. Rank bonus payments are as follows:

is changing the future outcome - OTRAB

Note: you must maintain your new rank for 8 payment periods to qualify for the payment.

What is good about it?

So, after a good look around the site and looking at all the options I could find, I do like the following:

  • Commission rates for base level sales are quite good.
  • CBD oil based products are a booming niche.
  • Information in regards to their MLM program is easy to find.
  • There are no personal purchase requirements to maintain commissions.

What is no so good about it?

There are also some things to be aware of including:

  • The Compensation plan is a little confusing.
  • Not as many ways to earn as some other programs.
  • Very few extra bonus structures or incentives.

How much can you make?

I was unable to find an actual plan of expected incomes per rank level for CTFO however they do state within their compensation plan that joining the program is no guarantee that you will make any money from it.

My final thoughts

So Is Changing The Future Outcome MLM Worth Joining? I guess the driving point here is that in their blurb, the company outlines how they wanted to start a company that “stacked the odds in the favour of the associates”. Look, MLM is not an easy platform to make money in at the best of times but there is nothing here that appears to make this program easier than any other. And certainly nothing that stands out as being a new way of thinking when it comes to network marketing.

That said, the CTFO program does not raise any real red flags for me and seems to be on par with most others within this niche (such as HB Naturals and Hempworx) with ample opportunity to earn if you can attract and nurture a down line. There is plenty of information available ( which trust me, is rarely the case) so if you are passionate about CBD oils and like this brand, then to be honest I cannot see much in there that would cause me to earn you off.

The joining process is quite simple and from a startup point of view, there are not the usual financial pressures of needing to make minimum purchases in order to qualify for commissions. Although to be honest, I think if you are going to succeed in any MLM program, you will need to be intricately aware of the products you are promoting – meaning I think some purchases will be necessary.

I was unable to locate any negative reviews in terms of non-payment or poor quality products for this site however there was some negative comments about the MLM program itself – although it was not really anything that is uncommon in regards to MLM programs.

is changing the future outcome - products

CBD oil legalities

Finally, before you rush of into this program, I would advise that you do some solid research into the market in which you plan to promote these products. For example, where I live in Australia, the sale of CBD oil is still under debate with no clear guidelines (at time of writing). I could however promote into the U.S. (some states) via online methods. For this reason, you may even want to start by looking into affiliate marketing rather than committing to an MLM program in short term.

Conclusion

So there you have it, my honest review and appraisal of the Changing The Future Outcome MLM program and hopefully an answer to what is CTFO? I hope it has been of assistance but as usual, if you have any questions or experience with this program please do not hesitate to reach out by commenting below – especially if any of my information is inaccurate.

Are there any other programs you have been looking at but want to know more about? If so, please comment below and I will do my best to get some details for you.

Until next time

Have fun

Paul

Do you want further assistance with any of the above or need help to build your own CBD oils or MLM based website?

Are you looking for a comprehensive training platform that can give you step by step training, 24/7 support, tools to develop and host your very own website, ongoing assistance with SEO and social media and access to some of the best affiliate marketing minds on the planet, then click on the following link to read more about Wealthy Affiliate.

Note: If you make a purchase from this page, there is a very good chance that I make a commission from it – these commissions do not increase your sale price. This may include sales made via Wealthy Affiliate.

Changing The Future Outcome MLM

From $47.75
6.8

Clarity of Information

7.0/10

Commission Structure

7.0/10

Cost to Enter

8.0/10

Ongoing Cost Requirements

9.0/10

Bonus Structure

3.0/10

Pros

  • Commission rates for base level sales are quite good.
  • CBD oil based products are a booming niche.
  • Information in regards to their MLM program is easy to find.
  • There are no personal purchase requirements to maintain commissions.

Cons

  • The Compensation plan is a little confusing.
  • Not as many ways to earn as some other programs.
  • Very few extra bonus structures or incentives.

Introducing Wealthy Affiliate, My #1 Recommendation for Setting Up Your Own Online Business

wealthy affiliate new home page

When I started, I knew I wanted to work online, but had absolutely no idea where to begin! You see I had watched friends of mine run a sales party to sell essential oils and someone asked if they could just sell them online?

Then, as I sat on the bus heading into my office job, I started to wonder if I could do just that, sell essential oils online.

Anything to stop having to catch this bus to and from work every day right!

The trouble was, as I mentioned above, I had no idea how to even start.

So of course I started to look around online and found all these courses! They all promised me riches then took my money but left me with no riches!

Then I stumbled across the program that didn’t promise me riches, but told me it could help me get started even with no experience!

So I did that, joined Wealthy Affiliate that was it, and the rest as they say, is history!

But it doesn’t come without work!

That is the key here! I began on their starter membership and did the training! I then joined as a member and did some more training!

Each night after work, I would do a little more, then a little more.

And to cut a long story short, after 10 months I realized I didn’t really like writing about essential oils, so I sold the site for about $2000. But I had learned so much that I started another – about fishing and camping!

Then, after 18 months (by which time it had earned me close to $10k), I was offered $17k for the site, so I sold it too.

Now, through my travel blog, I’ve been able to fund my passion for travel and explore different places around the world.

In the past few months, I’ve been fortunate enough to travel to some amazing destinations, including Bali, Los Angeles, Dallas, Vancouver and Las Vegas.

The success of my travel blog has allowed me to fully fund my travels and explore new destinations with my family.

Steps to Creating a Successful Travel Blog - Me at Whistler

Try the Wealthy Affiliate as a Starter Member and Build your First Hub!

As you start your journey, Wealthy Affiliate is there for you with the most comprehensive training package I have ever seen – And as I have mentioned, I have used a few in my professional career trust me.

To get you started, Wealthy Affiliate has recently introduced the Hub.

The Hub

The hub is an AI based niche and website creation tool that will get you up and running with the foundation of your OWN business in just a few minutes. This includes:

  • Your website – hosted and inclusive of a WordPress editor
  • Your brand
  • Your ‘done-for-you’ research
  • Your blueprint
  • A task list that is going to help you drive the creation and growth of your business moving forward.
Wealthy Affiliate Review 24 - Hub screen

The hub makes the website creation process simple which allows you to get started on the training with a solid base and understanding of the processes.

All you need to do is choose your subject – which is known as your ‘niche’ – and follow the steps on the screen.

Oh, and as you run through the training below you may realize that what you created above is not exactly what you want. That’s ok, you can just create a new hub!

Wealthy Affiliate Training

Then as you continue your journey, the Wealthy Affiliate Hub is there for you with the most comprehensive training package I have ever seen – And I have used a few in my professional career trust me.

Above we discussed the use of the Hub to set up a website. Once you have done this, you will be able to access the “Step-by-Step Core Training”.

This is available to all members including starter members and will give you everything you need to know to continue to create your online business.

Wealthy Affiliate Review 24 - step by step core training

Member Training

There are also Live weekly classes taught by REAL industry experts on a range of topics like artificial intelligence (AI), SEO, YouTube, WordPress, PPC marketing and more.

wealthy affiliate master training

Great, What Else Does Wealthy Affiliate Have To Help You?

So, let’s keep this short, Wealthy Affiliate is a one-stop-shop platform that provides:

  • The Hub – this is the starting point and uses AI processes to assist you in determining your niche and creating your brand.
  • Complete training programs to assist with the development of your own affiliate marketing website in your own niche.
  • Website creation and publishing tools including access to WordPress editors and themes.
  • AI Content article design and content creation
  • Domain name purchasing (you get a free domain when you upgrade to the Premium membership).
  • Website hosting, security and backup.
  • Online help and chat forums.
  • Weekly live training events.
  • 24/7 support.
  • Keyword access tools.
  • SEO assistance.

The platform has been active for over 15 years with the original developers and owners, Kyle and Carson, still extremely active in its day to day operations – especially as they rollout their AI capabilities.

wa first two steps

You Can Try it Yourself For Free

Now of course I can tell you all about how Wealthy Affiliate works (because it does) until I am blue in the face. But every other program out there – including the shams and scams – will tell you the same thing!

So how about you just try it for free yourself. The Wealthy Affiliate Starter membership is free to join and gives you access to everything you need to get started – all without the need to spend a cent!

With the starter membership, you get:

  • 1 Limited Business Hub
  • 1,500 AI Word Credits
  • Try the AI Author Platform (BETA)
  • 1 Practice Website
  • Jaaxy Starter
  • Limited Help & Support
  • Core Niche Training (8 Classes)

And of course I will be there to help you every step of the way as well!

Look, in the interest of transparency, whilst Wealthy Affiliate does offer a free starter membership, this is designed to give you a look around, have a practice and see if it is worthwhile for you – which is a really great option.

However, as with all new businesses, you will need to make some investment so if you are serious about making money online , you will need to upgrade to a premium membership as this will give you access to all the tools you need in the one spot to succeed!

Afterall, every business needs tools to grow!

So How Much Does This Really Cost?

Wealthy Affiliate does not use upsells once you join – but as I mentioned in the video, to succeed here you will need to invest in a membership. There are a couple of options that provide access to all the tools, training and assistance that you could need – and a free domain as well.

Wealthy Affiliate offers a trio of membership tiers, as detailed on their pricing page.

You can opt for the Starter membership at no cost, the Premium membership for $49 per month or the Premium Plus+ membership for $99 per month. That’s the full extent of it – and you can absolutely build your website without having to spend another cent.

You won’t encounter any unexpected additional charges or covert fees and as a Premium member, you’re equipped with all the essentials to initiate, develop and expand a thriving online enterprise.

Those who opt for the Premium membership are provided with

  • Hosting for their websites
  • A complimentary domain name
  • Access to hundreds of hours of current expert tutorials
  • Various marketing and research tools
  • Personal guidance from seasoned professionals in the field
  • And much much more

And for those of you who want to make a serious investment into your future, there are some yearly options as well below to give you peace of mind that you have a whole year ahead of you to get stuff done!

And Don’t Forget the Personal Coaching

Once you join, not only do you get plenty of assistance from me, but you also have access to expert coaching, support and mentorship from real industry experts.

I mean, you can have access to all of the top-tier affiliate marketing training in the world, but inevitably, questions arise, particularly during the initial stages.

With an exceptionally dynamic and engaged community that boasts over 2.7 million members, Wealthy Affiliate offers an environment where you, as a member, can fully immerse and leverage this network.

You’re never alone; you have the collective wisdom of an entire community at your fingertips, ready to assist at any moment.

Plus, there’s always-on, rapid-response website support to handle any technical queries you may encounter.

WA graphic

Wealthy Affiliate Works: Real Results From Real People

As I have mentioned a number of times, Wealthy Affiliate has helped me make real money online though its training and tools.

I have made money each month as well as a sale for $17,000.

But again, those promoting other programs will tell you the same thing!

So let’s get away from me and see what others are saying:

To start with, Wealthy Affiliate has a 4.9 out of 5 Star TrustPilot rating, which is a remarkable accomplishment in any industry, let alone the online business industry.

WA trust pilot image

And here are some of those reviews:

wealthy affiliate trust pilot

And this is what people are saying within Wealthy Affiliate as well:

home page - success at WA

So, Let’s Make a Decision!

Let’s be frank, you have read this far so why not go all in, click on the button below to get started on the way to your very online business.

And once you are in and have had a play around with the hub, look for the little envelope on the top right and there will be a message from me. It is of course automated so respond to let me know you are there and we can start this journey together.

(oh, and the profile is mine so you can find me that way as well)

wealthy affiliate envelope

See you there

Paul

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